US Customers

WARDROBE.NYC offers financing options to eligible US residents shipping within the United States.

We provide easy and affordable financing through our partner, Bread. This allows our customers to pay for a purchase over time with clear and transparent terms, fair rates and no payment penalties.

See if you pre-qualify easily and quickly without leaving our website by clicking below. 0% APR financing is available.


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  • Monthly Plans: Customers may pay for orders over 3, 6 or 12 months at competitive interest rates as low as 0% APR.
  • Pre-qualification Process: Receive a decision in seconds with no obligation to buy. Checking your rate will not affect your credit score. 
  • No Prepayment Penalties: Customers may elect to make a pre-payment at any time toward an existing plan, without penalty. 

For more information visit Bread's FAQ or reach Bread directly via email or telephone 844 992 7323 Ext. 1.

The term for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 to $97.48 at 0% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.


International Customers

WARDROBE.NYC offers financing options for all international customers shipping outside the United States.

International customers may pay a 50% deposit at checkout to reserve their wardrobe, and elect 15 or 30 days to pay the balance.

Your wardrobe will ship within 2 days of balance payment receipt. Customers may elect to make a pre-payment in order to have the goods shipped earlier by contacting